Active Internal Subsidiary

CFSBR Action Lab

The grassroots execution and social business incubation wing of CFSBR.

Status: Active

Grassroots Execution & Social Innovation Wing

●01Executive Summary

A field unit for applied financial inclusion

The CFSBR Action Lab is the grassroots execution and social business incubation wing of the Centre for Fintech & Strategic Business Research (CFSBR). It connects selected research streams with community-level pilots, financial literacy work, and social business models. The lab is designed as an open framework so future youth networks and global affiliations can be added without changing the core institutional structure.

●02Mission & Vision

Research translated into field practice

A disciplined bridge between economic research and community-level implementation.

Our Mission

To test practical financial inclusion tools with underserved communities and document what works in the field.

Our Vision

To become a credible youth-led execution platform for social business, applied research, and inclusive finance.

●03Strategic Pillars

Driving Economic Inclusion

Three program priorities guide the lab's pilots and partnerships.

Pillar 01

Economic Equity & Wealth Distribution

Researching alternative credit-risk approaches that may help informal MSMEs become more visible to formal finance without relying only on collateral.

Pillar 02

Entrepreneurial Scaling & Job Creation

Supporting young micro-founders through literacy toolkits, cash-flow discipline, and early-stage social business incubation.

Pillar 03

Climate-Smart & Green Fintech

Exploring how green finance, micro-enterprise data, and community-level adoption can support practical climate-smart business models.

●04Operational Focus

Core Focus Areas

Three workstreams connect CFSBR research with community-level implementation.

Focus A

Algorithmic Inclusion Sandbox

Testing alternative credit-scoring assumptions with field data from informal and low-income merchants.

Focus B

Grassroots Financial Literacy Toolkits

Creating localized learning materials that make mobile financial services and digital banking safer to use.

Focus C

Sustainable MSME Incubation Rails

Working with micro-enterprises to document operations, improve cash-flow visibility, and test responsible digital value-chain links.

●05Ecosystem

Global Ecosystem & Multi-Membership Alliance

The CFSBR Action Lab is structured as an open, multi-affiliation ecosystem. It can host national and international youth networks, global chapters, and development coalitions under one administrative rail. This keeps future affiliations easy to add while preserving the centre’s core framework.

Active Affiliation

3ZERO Club for Technology & Innovation

Club ID: 050-001-0838
Location: Dhaka, Bangladesh
Focus: Technology & Innovation
Goal: Zero wealth concentration for ending poverty

Affiliated under the 3ZERO Club framework inspired by Prof. Muhammad Yunus’s three-zeros vision.

●06Registry & Governance

Lab Registry & Core Team

A 5-member core unit for field coordination, documentation, and institutional reporting.

Key Person & Operations Lead

Md Golam Mubasshir Rafi

Oversees global ecosystem integrations, technical architecture deployment, compliance, and institutional reporting interfaces.

Deputy Key Person & Research Sync

Afshara Tasneem Zoa

Synchronizes primary field-data pipelines with CFSBR's core econometric models, managing empirical validation of social business tracks.

Field Operations Unit

Impact Associates: 03 Members

Specialized field coordination, community engagement, primary financial-behavior data collection, and micro-pilot validation tracking.

Associate 01

Labiba Mahzabin

Field Operations

Associate 02

Kaiba Hasnat

Field Operations

Associate 03

Erina Akhter Ema

Field Operations

●07Data Integration

Field Interaction & CFSBR Data Bank Loop

Live Sandbox → Data Bank

The 5-member field unit operates as a live sandbox, gathering exclusive primary data on the digital financial behaviors of informal vendors and feeding selected insights into CFSBR's alternative risk models.

C2PA-Aligned Provenance

Field initiatives and impact metrics can be documented with provenance-aware standards before they inform policy briefs, reports, or research archives.

Get involved

Partner, mentor, or field-collaborate with the Action Lab

Reach out for fellowships, joint micro-pilots, or research collaboration on alternative credit scoring and grassroots social business models.

Contact Action Lab Back to CFSBR