Pillar 01
Economic Equity & Wealth Distribution
Researching alternative credit-risk approaches that may help informal MSMEs become more visible to formal finance without relying only on collateral.
Active Internal Subsidiary
CFSBR Action Lab
The grassroots execution and social business incubation wing of CFSBR.
01Executive Summary
A field unit for applied financial inclusion
The CFSBR Action Lab is the grassroots execution and social business incubation wing of the Centre for Fintech & Strategic Business Research (CFSBR). It connects selected research streams with community-level pilots, financial literacy work, and social business models. The lab is designed as an open framework so future youth networks and global affiliations can be added without changing the core institutional structure.
02Mission & Vision
Research translated into field practice
A disciplined bridge between economic research and community-level implementation.
Our Mission
To test practical financial inclusion tools with underserved communities and document what works in the field.
Our Vision
To become a credible youth-led execution platform for social business, applied research, and inclusive finance.
03Strategic Pillars
Driving Economic Inclusion
Three program priorities guide the lab’s pilots and partnerships.
Pillar 02
Entrepreneurial Scaling & Job Creation
Supporting young micro-founders through literacy toolkits, cash-flow discipline, and early-stage social business incubation.
Pillar 03
Climate-Smart & Green Fintech
Exploring how green finance, micro-enterprise data, and community-level adoption can support practical climate-smart business models.
04Operational Focus
Core Focus Areas
Three workstreams connect CFSBR research with community-level implementation.
Focus A
Algorithmic Inclusion Sandbox
Testing alternative credit-scoring assumptions with field data from informal and low-income merchants.
Focus B
Grassroots Financial Literacy Toolkits
Creating localized learning materials that make mobile financial services and digital banking safer to use.
Focus C
Sustainable MSME Incubation Rails
Working with micro-enterprises to document operations, improve cash-flow visibility, and test responsible digital value-chain links.
05Ecosystem
Global Ecosystem & Multi-Membership Alliance
The CFSBR Action Lab is structured as an open, multi-affiliation ecosystem. It can host national and international youth networks, global chapters, and development coalitions under one administrative rail. This keeps future affiliations easy to add while preserving the centre’s core framework.
Active Affiliation
3ZERO Club for Technology & Innovation
- Club ID
- 050-001-0838
- Location
- Dhaka, Bangladesh
- Focus
- Technology & Innovation
- Goal
- Zero wealth concentration for ending poverty
Affiliated under the 3ZERO Club framework inspired by Prof. Muhammad Yunus’s three-zeros vision.
06Registry & Governance
Lab Registry & Core Team
A 5-member core unit for field coordination, documentation, and institutional reporting.
Key Person & Operations Lead
Md Golam Mubasshir Rafi
Oversees global ecosystem integrations, technical architecture deployment, compliance, and institutional reporting interfaces.
Deputy Key Person & Research Sync
Afshara Tasneem Zoa
Synchronizes primary field-data pipelines with CFSBR's core econometric models, managing empirical validation of social business tracks.
Field Operations Unit
Impact Associates — 03 Members
Specialized field coordination, community engagement, primary financial-behavior data collection, and micro-pilot validation tracking.
Associate 01
Labiba Mahzabin
Field Operations
Associate 02
Kaiba Hasnat
Field Operations
Associate 03
Erina Akhter Ema
Field Operations
07Data Integration
Field Interaction & CFSBR Data Bank Loop
Live Sandbox → Data Bank
The 5-member field unit operates as a live sandbox, gathering exclusive primary data on the digital financial behaviors of informal vendors and feeding selected insights into CFSBR's alternative risk models.
C2PA-Aligned Provenance
Field initiatives and impact metrics can be documented with provenance-aware standards before they inform policy briefs, reports, or research archives.
Get involved
Partner, mentor, or field-collaborate with the Action Lab
Reach out for fellowships, joint micro-pilots, or research collaboration on alternative credit scoring and grassroots social business models.